Privacy Policy | William Fern Sr.

At TAM Lending Inc. we are committed to protecting your privacy throughout the loan process. We will use your personal and financial information only as appropriate to provide the services you request. Please read on for more details about our commitment to your privacy.

TAM collects from you the necessary personal information you give us, such as your name, telephone number, and email address, to process your email inquiries, online or in-office loan applications and to follow up any questions you may have.

We also retain any financial information you give us to process your loan applications. As part of the loan application form, we offer you a terms statement that allows you to authorize us to obtain any and all information concerning your assets, savings, credit history, or any information that may be required in connection with the loan. Financial information that may be collected to process your loan could include the following:

• Personal Information we receive from you on our loan application.
• Financial transactions with us or others, such as your bank or credit union account balances, payment history, and credit card usage.
• Credit or financial information we receive from consumer reporting agencies, such as your Creditworthiness and credit history.

TAM Lending Inc. will attempt to ensure that personal or financial information you send us is accurate. If at any time you wish to change or delete the personally identifiable information you have given us through our website or in person, please email us or call us at 844-tamlend.

TAM Lending Inc. does not sell, trade, or rent your personal information to others. This information is for our confidential records only. We restrict access to your personal and financial information to employees who are researching or processing your loan and/or to those financial agencies with which we communicate in order to provide requested services to you.

If you decide not to pursue or complete applications or transactions with us, we will not share information we have collected about you, except as permitted or required by law.

We make every effort to minimize the amount of email correspondence you receive from us. We do not share or sell your email address to any third parties.

What are cookies? Cookies are small pieces of information that a Web site sends to Your computer for record-keeping purposes, which information is stored in a file on Your computer’s hard drive. Cookies make web surfing easier for You by saving Your preferences so that We can use the saved information to facilitate Your use of Our Website when You return to the Website. Cookies do not tell Us Your individual identity unless You have chosen to provide it to Us. The use of cookies is an industry standard, and as such, You will find that most major websites use them.

By showing how and when Users use the Website, cookies help Us see which areas of the Website are popular and which are not. Many improvements and updates to the Website are based on such data as a total number of visitors and pages viewed. This information is most easily tracked with cookies.

Most cookies expire after a defined period of time, or You can delete Your cookie file at any time. Most web browsers are initially set up to accept cookies. You can reset Your Web browser to refuse cookies or to indicate when a cookie is being sent. However, note that some parts of the Website will not function properly or may be considerably slower if You refuse cookies. For example, without cookies, You will not be able to set personalized preferences, and/or may have difficulty completing marketing transactions.

You may occasionally get cookies from Our business partners. TAM Lending Inc. does not control these cookies. The use of advertising cookies sent by such third party web servers is standard in the Internet industry.

We employ the latest 128-bit SSL (Secure Socket Layering) encryption technology in our online loan application form. This is done to protect you from unauthorized use of the information you are sending to our server. To make sure you have the latest security features on your browser download and install the latest version of your favorite browser, Microsoft Internet Explorer or Netscape Communicator.

If you have additional questions or wish to further discuss details of our privacy policy, please feel free to email us or call us at 844-tamlend.